Dispute Credit Report
Your credit report contains sensitive information about your spending history, where you have borrowed money and whether or not you have paid your bills on time. A good credit history can open many doors for people. It can mean the difference in getting or not getting a job. It can mean getting a car loan or not and what kind of interest you can pay.
Most people don’t understand the importance of protecting your credit rating. Too many times people will let a payment lapse just out of pure laziness. A 30 day late payment on your credit will last up to 7 years. People need to protect their credit as if they were protecting their bank account.
How To Dispute Errors On Your Credit Report
First order a copy of your report. Another way it can be done is by going to one of these sites:
Equifax.com- 1-888-695-1111
Experian.com -1-888-397-3742
Transunion.com- 1-888-916-8800
After reviewing your credit report carefully, look for any errors. If you do find an error locate all supporting documentation, bank statements, cancelled checks etc. Respond in writing and sned all correspondence return receipt requested. Speak with a qualified attorney. An attorney will help delete these bad items with a lot less hassle. I highly recommend Lexington Law Firm. They specialize in deleting bad credit items from credit reports. These items include:
- Collections
- Late payments
- Charge offs
- Liens
- Bankruptcies
- Repossessions
- Foreclosures
- Judgements